Net Worth Tracker

Track what you own and what you owe each month and watch your net worth grow.

Does the math for you
Works in Excel, Google Sheets and Numbers
Examples to show how it works
Instant download

Made in the USA · Jacksonville, FL

$5.95

Excel spreadsheet

Buy now

Instant download · your files are ready the moment you pay Secure checkout · payments by Stripe; we never see your card numberReal people · Affluency, LLC, Jacksonville, FL · 904-362-7083

About Net Worth Tracker

Net Worth Tracker does the math for you: the formulas and charts are already built in, so you just type in your numbers.

It works in Microsoft Excel, Google Sheets and Apple Numbers. For Google Sheets: upload the file to Google Drive, then open it with Google Sheets. Tip: keep a blank copy of the original so you can start fresh next month or next year.

Questions

How do I get my files?

Your download is ready the moment you pay, and the link is emailed to you too, so you can download it again later.

Is anything shipped?

No. This is a digital download, so there's no shipping cost and no waiting.

Do I need Excel?

No. It also works in the free Google Sheets and in Apple Numbers.

Questions or trouble with a file?

Real people answer: call or text 904-362-7083 (Affluency, LLC, Jacksonville, FL), or reply to your download email. We'll help you get it working.

The one number that shows your real progress

Your paycheck shows what you earn. Your net worth shows what you've kept. It's everything you own (savings, retirement, home value, car) minus everything you owe (mortgage, car loan, credit cards, student loans). Tracking it once a month is one of the best ways to see whether your money is moving in the right direction.

List your accounts and debts once
Update the balances on the same day each month
Watch the chart. Paying down debt raises your net worth just like saving does.

Don't be discouraged if the number starts out negative. That's common with student loans or a new mortgage. What matters is the trend. Many people find that seeing the line go up month after month is the motivation they need to stick with a budget. Examples are included. Build it up with the Money Planner Bundle, Savings Challenges and Sinking Funds, or get them together in the Money and Goals Bundle.